Santa Catalina De Sillacancha Group
The members are hard working and enterprising people. They see every moment as an opportunity to get ahead, and with their daily effort, to give their children a better future. The economic activities through which some of the members make their livings are: selling vegetables, selling corn or selling dry goods, and others offer various services.
Teolifa is a memeber who was born in Huánuco Department. She is 48 years old. Currently, Teolifa lives with her husband and their three children in the community of Sillacancha. Teolifa's main business is selling vegetables and fruits. She brings her products to different markets in the cities of Cusco, Calca and Urubamba to sell. She brings her produce twice a week. She also earns a living raising small animals, like guinea pigs, chickens and pigs. At this time Teolifa needs the loan, just like her friends from the communal bank, to increase her business's capital. But she also wants to purchase corn. (The members who do not appear in the photo requested permission to miss the meeting).
Los socios son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de algunos de los socios a las que se dedican son por ejemplo; venta de verduras, venta de maíz, venta de comestibles y otros brindar servicios varios.
La socia Teolifa nació en el departamento de Huánuco y tiene 48 años de edad. Actualmente, Teolifa vive junto con su esposo y sus tres hijos en la comunidad de Sillacancha. Su actividad económica principal de Teolifa es la venta de verduras y frutas, ella lleva sus productos a vender a diferentes mercados de la ciudades de Cusco, Calca y Urubamba, ella lleva sus verduras y frutas dos veces a la semana. También se dedica a la crianza de animales menores como por ejemplo cuyes, gallinas y chanchos. En esta oportunidad Teolifa requiere el préstamo e igual que sus compañeras del banco comunal para incrementar capital del negocio pero ella desea comprar maíz. (Los socios que faltan en la foto no están porque pidieron permiso para no estar presente en la reunión).
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid