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Rosa Enma
Rosa Enma A. F. lives alone in her home, as her children are already grown and in their own homes, and her husband passed away. Rosa is a hardworking woman who, despite her old age, has worked for a long time to get ahead. She lives in very humble conditions, but she has the energy and drive to succeed.

Rosa is a creative woman, who has made her home, located in the San Vincente Municipality of the San Vicente Department, into a business where she sells tortillas, pupusas (a type of stuffed flatbread), cheese and cream. She has a lot of clients, and she is very well known in the area thanks to her charisma. She always tries to give her clients the best service possible and maintain quality and sanitation in her products.

Rosa has decided to apply for this loan with INTEGRAL to allow her to increase her sales and buy the necessary materials to continue investing in her business, such as maize, beans, a variety of cheeses, rice and other necessities to be able to offer greater variety and flavors in her products. With this investment, she aspires to improve her living conditions.
View original language description ↓
Rosa Enma A. F., habita sola en su casa ya que sus hijos hicieron sus propios hogares y su esposo falleció. Doña Rosa es una mujer luchadora a pesar de su avanzada edad, durante mucho tiempo ha trabajado para salir adelante. Vive en condiciones muy humildes pero con muchos ánimos y energías de salir adelante.

Es una mujer creativa que ha hecho de su casa su propio negocio en el cual vende tortillas, pupusas, queso y crema. Ubicado en el Municipio de San Vicente del Departamento del mismo nombre. Tiene muchos clientes y es muy conocida en la zona gracias a su carisma. Siempre trata de dar el mejor servicio a sus clientes y mantiene calidad e higiene en sus productos.

Doña Rosa ha decidido solicitar este crédito a INTEGRAL para tener la capacidad económica que le permitan aumentar más sus ventas y comprar la materia prima para su producto final como son: maíz, frijoles,variedad de queso,arroz,u otros necesarios para poder ofrecer mayor variedad de sabores en sus productos, todo esto con la esperanza de mejorar su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 860
    View loans »
    El Salvador Loans Fundraising
  • $28,312,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Rosa Enma to purchase ingredients to make tortillas and pupusas to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2011
Mar 30, 2011
Currency Exchange Loss:
Sep 15, 2012