The name of this communal bank is “Campesinos Unidos” and it is located in the Tangara area, 15 minutes from the Canton of San Miguel. The members of the communal bank work in farming and in business.
Johana works in farming and has animals such as pigs. She grows corn to increase her family’s income. She buys her products in San Miguel and sells them at the market in the same canton.
She is requesting the loan to purchase farming supplies, fertilizers, seeds, and pigs. The loan will help her family business, as she will produce more and she needs to work to pay off the debt. Her dream is to buy a house.
The challenges she faces are pests and diseases among her crops. She likes to dance, especially during the carnival celebrations.
Esta Ventanillas se llama CAMPECINOS UNIDOS esta ubicada en el recinto Tangara y se encuentra a unos 15 minutos del Cantón San Miguel, los miembros de esta ventanilla se dedican a la agricultura y al comercio.
Johana trabaja en la agricultura y tiene animales como cerdos siembra maiz para aumentar los igresos familiares.
Comprar sus productos en San Miguel y los vende en la Feria del mismo Cantón.
El crédito lo solicita para la comprar de insumos agrícolas fertilizantes, semillas y comprar de cerdos, el crédito apoyado en el negocio familiar ya que produce mas y se tiene que trabajar para pagar la deuda. Su sueño es tener comprar una casa.
Los desafíos que se enfrenta son plagas y enfermedades en los cultivos. Le gusta bailar sobre todo en las fiestas de carnaval.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid