The name of this communal bank is “Campesinos Unidos” and it is located in the Tangara area, 15 minutes from the Canton of San Miguel. The members of the communal bank work in farming and in business.
Tomasa works in farming, growing corn in order to be able to buy things for the house. She buys her products in San Miguel and sells them at the market in the same canton.
She is requesting the loan to purchase farming supplies, fertilizers and seeds. The loan will help her family business, as she will produce more and she needs to work to pay off the debt. Her dream is to have her own house.
The challenges she faces are pests and diseases among her crops. She likes to play sports with her son.
Esta Ventanillas se llama CAMPECINOS UNIDOS esta ubicada en el recinto Tangara y se encuentra a unos 15 minutos del Cantón San Miguel, los miembros de esta ventanilla se dedican a la agricultura y al comercio.
Tomasa se dedica a la agricultura para poder comprar las cosas para la casa ella siembra maiz.
Comprar sus productos en San Miguel y los vende en la Feria del mismo Cantón.
El crédito lo solicita para la comprar de insumos agrícolas fertilizantes y semillas, el crédito apoyado en el negocio familiar ya que produce mas y se tiene que trabajar para pagar la deuda. Su sueño es tener casa propia.
Los desafíos que se enfrenta son plagas y enfermedades en los cultivos. Le salir a hacer deporte con mi hijo.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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