This is their ninth loan cycle with the microfinance institution Soro Yiriwaso to satisfy the needs of their customers. Previous loans were correctly repaid.
KIA B. is a Benkadi group member who sells vegetables. With her loan, she plans to buy three 100 kg bags of cucumbers, six 100 kg bags of onions, four baskets of fresh tomatoes, and three 100 kg bags of cabbage. She buys her stock in the city of Sikasso and surrounding areas. She conducts her sales at the Mancourani I market in Sikasso, at a fixed location, and also from her home. She sells for cash to a clientele composed of both men and women.
She expects to earn an average monthly profit of 60,000 FCFA, which she will use to repay the loan, pay the interest, and boost her savings.
Elles sont à leur neuvième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Les prêts antérieures ont été correctement remboursés.
KIA B. fait le commerce de légumes dans ce groupe de femmes BENKADI.
Elle compte acheter avec son prêt 3 sacs de 100kg de concombres, 6 sacs de 100kg d’oignons, 4 paniers de tomates fraiches, 3 sacs de 100kg de choux pommés. Elle s’approvisionne à Sikasso ville et environnants. Elle les revend au marché de Mancourani I dans la ville de Sikasso, à une place fixe et en famille à une clientèle composée d’hommes et de femmes, au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 60.000FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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