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Umoja Development Group-Jinja
In this Group: Hanifa, Margret, Shallon, Mary, Lonaus, Micheal, George*, Angellah, Susan, Esther*, Rose, Margret, Francis
* not pictured
She is 38 years old and a stickler for diligence as regards the day to day running of her small Pub business in Walukuba estates in the metropolis of Jinja. Needless to say, this kind of business undertaking comes with a lot of cutthroat competition, given the high alcohol consumption levels in most urban areas in Uganda, Jinja being one of them.

Aware of that fact, N. Hanifa, a happily married mother of five, has worked tirelessly to establish her own niche and to get into the good graces of not only new, but old and prospective patrons. Her Pub offers a wide variety of beverages.

Hanifa says she began this business with a paltry capital base in the amount of 20,000 UGX. In the course of time, however, she has been able to make significant headway. Monthly she says she makes profits to the tune of approximately $63. She is requesting this loan to purchase more crates of both soft and hard beverages to resell at the Pub. Hanifa is affiliated with the Umoja Development Group.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 210
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,400.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Umoja Development Group-Jinja's $3,675 loan helped a member to purchase more crates of both hard and soft beverages to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 23, 2011
Mar 29, 2011
Currency Exchange Loss:
Jan 4, 2012