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Zaida's Group
In this Group: Zaida , Zyinash, Malvina
Zaida U. is the leader of this group. She is 24 and married to a teacher. Together with her husband she is bringing up a two-year-old son. Zaida works as a teacher at school as does her husband. She is also engaged in retail trade. Three years ago she saved money from her salary, added some additional savings and with the initial investment of 18,000 soms she started her business.

At the moment she earns 10,000 soms per month. She hopes to obtain the loan because she needs money to purchase convenience goods in order to increase the turnover of her business. In the future she wants to expand her business, a purchase a piece of land, build a big house, and purchase a vehicle for the family.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zaida's Group's $1,175 loan helped a member to purchase convenience goods.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Mar 29, 2011
Currency Exchange Loss:
Feb 15, 2012