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Camino Real Group
In this Group: Eloy, Gildardo, Maria Hilda, Mariela
Mrs. Maria Hilda belongs to the group called “Camino Real” (Great Highway). She said that they named the group this because this is the name of the road that goes by her house and ends in the archeological ruins of Zirahuato. Mrs. Hilda is 46 years old. She has studied in secondary school but she didn’t finish her studies because the preparatory school is far from her house and she didn’t have the money to pay for transportation. Mrs. Hilda is well known among her friends and neighbors. She sells clothes such as blouses, pants for children and men, bathing suits, etc. She has been doing this business for the past fifteen years. She sells her clothes in different places such as Zirahuato and Benito Juarez. She sells her clothes to friends and acquaintances that pay her in payments or by demand. She started this business as a way to help her husband with the family’s expenses. She buys the clothes at different outlets in Toluca City in the state of Mexico. One of the difficulties that she has is that her customers pay her in payments but they don’t always pay their payments and she looses the money. Mrs Hilda is married to Mr. Benito who has a small farm where he grows avocados, peaches and also cultivates gladiola flowers. They have four children, all of which are married. Her goal is to open a clothing business in her home that can be open daily.
Mr. Gildardo is part of the group called “Camino Real”. He is originally from Puntecillas, a place that is close to the archeological ruins of Zirahuato. He is 49 years old and has completed his studies up to the third year of secondary school. He didn’t finish his studies because he had to help his parents as they had other children to support. Mr. Gil is known for his friendships. He is asking for this loan, from Fundacion Real, for the maintenance and repair of his taxi. He has been driving a taxi for fourteen years. He likes this job as he gets to know many people and places in the country. One of the difficulties that he has is that there is a lot of competition and sometimes he doesn’t earn a lot. His wife helps with the household expenses. The other problem that he has had is that he had an accident and his taxi was damaged. He needs to have it repaired, as it is the way he earns a living. Mr. Gil is married to Maria Ortega who is a kindergarten teacher. They have four children, three of which are married. None of the children live with them. Their daughter, Yoselin, studies at the university in Morelia, Michoacán. Mr. Gildardo’s goal is to have a small farm where he can grow avocados so that he has another source of income. He wants his daughter to have a good career that can support her when she grows up. The other members of “Camino Real” are named Eloy and Mariela. They will invest their loan money in buying fruits and vegetables and buying groceries.
View original language description ↓
La señora Maria Hilda pertenece al grupo llamado “CAMINO REAL” comenta que le pusieron ese nombre al grupo porque antes le decían así al camino que pasa por su casa y termina ese camino en las ruinas arqueológicas de Zirahuato, Doña Hilda tiene 46 años de edad, comenta que estudio la secundaria y que ya no continúo con sus estudios porque la preparatoria le quedaba retirado de sus casa y no le alcanzaba el dinero que le daban para los pasajes. Doña Hilda como es conocida por sus amigos y vecinos se dedica a la venta de ropa como blusas, pantalones de niños y caballeros, pants, playeras etc. Ella tiene con este tipo de negocio aproximadamente 15 años y vende su ropa en diferentes localidades como Zirahuato, Benito Juárez, ella ofrece la ropa a amigas y conocidas, las vende al contado o en pagos. Comenta doña Hilda que ella empezó con esta actividad por que es una forma de ayudarle a su esposo con los gastos de la casa. Ella surte la ropa en la cuidad de Toluca estado de México en diferentes tianguis de esa ciudad. Una de sus situaciones difíciles por las que esta pasando es que ha dado en pagos ropa y luego no le pagan y ha tenido perdidas de dinero. Doña Hilda esta casada con el señor Benito el cual tiene una huerta de aguacate, durazno y cultiva flores de gladiola, ellos tuvieron 4 hijos ya todos casados. La meta que tiene doña Hilda es abrir un local en su casa para abrirlo diario y estar al pendiente de su casa. El Señor Gildardo, es parte del grupo “CAMINO REAL” el es originario de la localidad de Puentecillas un lugar muy cerca de las ruinas arqueológicas de Zirahuato, el tiene 49 años de edad y estudio hasta el tercer año de secundaria y ya no continuo con sus estudios porque le ayudaba a trabajar a sus papas ya que eran mas hermanos. Don Gil como es conocido por sus amistades está pidiendo un préstamo a Fundación Realidad para el mantenimiento y compostura de un carro de taxi el tiene con esta actividad aproximadamente 14 años y dice que le gusta mucho su trabajo por que conoce a mucha gente y a varios lugares del país, aunque una de las situaciones difíciles por las que esta pasando es que ya hay mucha competencia y abecés no gana mucho auque su esposa le ayuda con los gastos del hogar, también la otra problemática que tubo es que desgraciadamente tubo un accidente y su vehiculo se la descompuso y quiere mandarlo arreglar ya que es su fuente de trabajo. Don Gil esta casado con la señora Maria Ortega la cual es maestra de un jardín de niños, ellos tienen 4 hijos pero tres ya son casados y nada mas una vive con ellos de nombre Yoselin la cual estudia la universidad en Morelia Michoacán. La meta que tiene don Gildardo es sembrar aguacate para hacer una huerta de este fruto y tener otra fuente de empleo para poder darles a su hija la menor una carrera que la respalde cuando este grande.
Los otros dos integrantes se llaman Eloy Sebastián Márquez y Mariela B. Guzmán ellos invertirán sus préstamos en frutas y verduras y tienda de abarrotes.




Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 16
    View loans »
    Mexico Loans Fundraising
  • $18,610,225
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Camino Real Group's $1,525 loan helped a member to buy clothes for women, men and children.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 7, 2011
Listed
Mar 28, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2011