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Los Espinales Group
In this Group: Maria Lucia, Maria Nazaria, Natalia, Agustina , Rosa Maria, Juana
Maria Nazaria belongs to a group called, Los Espinales, she comments that they named the group that because where they live there are lots of Hawthorne trees and that is why they named the group that. She is originally from Macho D. Agua located in the state of Michoacan. Nazaria is 30 years old and states that she only completed 5th graD. in elementary and did not go on any further because her parents had minimal resources and could not buy her the books.
She is known as "Naza" by her friends and neighbors and dedicates herself to raising and selling sheep. She is a very hard working person and takes her sheep to graze at a very early hour to a plot where she and her husband plant grass for their animals to eat. She states that with the loan she will purchase more sheep, feed, vaccinations, parasite medication, and vitamins so that the sheep grow quickly for her to sell at a good price. She has been doing this for 2 years and started in this type of business because she says it is profitable and they are easy to raise and you don't have to invest too much into this type of animal. She sells her sheep locally and sometimes takes them to auction in Zitacuaro. Nazaria's goal is to build them a shed so they won't be cold and so they won't get sick. She is married to Genaro who is 38 years old and is a day laborer. They have four children who are sponsored by Vision Mundial (World Vision). She states, " Thanks to World Vision my children have a better quality of life and also thanks to Fundacion Realidad ( Reality Foundation) because this way I have a source of employment to help out my husband with household expenses and with the kids."
Augustina is part of the group, " Los Espinales" and originates from Macho D. Agua, Michoacan. She is 38 years old and studied until 3rd graD. and did not continue her education because she helped her parents out by working and didn't have enough to cover her school expenses; also her dad would tell her, " women were born to work around the house and take care of the kids, not be out in the streets so called "working", that is why they have their husbands to support them.", and that is why he wouldn't let her continue studying. Augustina is soliciting a loan from Fundacion Realidad ( Reality Foundation) to purchase more sheep and increase her livestock to facilitate their sale in bulk, she also adds that she will be purchasing feed and vitamins. She has been at this business for 3 years and sells her sheep to a client in Zitacuaro who makes barbacoa ( mexican food ). Augustina is married to Leonidas who is a day laborer and they have 5 children. Her goal is to open a store selling groceries in order to have another source she can draw money from for her children's education.
The other 5 members are: Maria Lucia D. Jesús García, Natalia D. C., Rosa Maria V. M., Juana H. M. and they want the loan to purchase sheep to raise and sell.
View original language description ↓
La señora Maria Nazaria pertenece al grupo llamado “LOS ESPINALES” comenta que le pusieron ese nombre al grupo porque donD. ellas viven hay muchos árboles D. espino y por eso le pusieron así al grupo. Ella es originaria D. la localidad D. Macho D. Agua ubicado en el estado D. Michoacán. Doña Nazaria tiene 30 años D. edad, comenta que estudio hasta el quinto año D. primaria y que ya no continúo con sus estudios porque sus papas eran personas D. bajos recursos y no tenían dinero para comprarle las libretas. Doña Naza como es conocida por sus amigos y vecinos se dedica a la cría y venta D. borregos, ella es una persona muy trabajadora ya que desD. muy temprana hora del día saca a pastear a sus borregos, a un terreno que tienen donD. ella y su esposo siembran pastura para que coman sus animales, comenta que con el préstamo que esta obteniendo comprara borregos, alimento, vacunas, desparacitantes, vitaminas para que los borregos crezcan rápido y pueda venderlos a un buen precio, ella tiene con esta actividad aproximadamente 2 años y empezó con este tipo D. negocio por que dice que si deja ganancias y son fáciles D. criar y no se les invierte mucho a ese tipo D. animales. Ella venD. sus borregos en su localidad y aveces va a la central D. abastos D. Zitacuaro a ofrecer sus borregos. La meta que tiene doña Nazaria es poderles hacer un corral donD. no pasen fríos sus animales para que no se le enfermen. Ella esta casada con el señor Genaro el cual es jornalero y tienen cuatro hijos los cuales están patrocinados por Visión Mundial, ella dice “Gracias a Visión mundial mis hijos pueden tener una mejor calidad D. vida y también gracias a Fundación Realidad por que así puedo tener una fuente D. empleo y así poder ayudarle a mi esposo con los gastos D. mi casa e hijos”. La Señora Agustina, es parte del grupo “LOS ESPINALES” es originaria D. la localidad D. Macho D. Agua Michoacán, ella tiene 38 años D. edad y estudio hasta el tercer año D. primaria y ya no continuo con sus estudios porque le ayudaba a trabajar a sus papas y no le alcanzaba para sus útiles que ocupaba en la escuela, y también que su papa le decía “las mujeres nacieron para trabajar en la casa y cuidar a los hijos no andar en la calle según trabajando por eso tienen a sus esposos para que las mantengan” y por eso no la dejo seguir estudiando. Doña Agustina está pidiendo un préstamo a Fundación Realidad para la compra D. unos borregos ella quiere incrementar el numero D. animales para así venderlos mas fácilmente por mayoreo, también nos comenta que comprara alimento y vitaminas. Comenta que lleva con esta actividad aproximadamente 3 años y que venD. sus borregos con un cliente D. Zitacuaro que hace babarcoa (comida mexicana). Doña Agustina esta casada con el señor Leonidas el cual es jornalero ellos tienen 5 hijos. La meta que tiene la señora es abrir una tienda D. abarrotes para tener otra fuente donD. pueda sacar dinero para la educación D. sus hijos. Las otras 5 integrantes se llaman Maria Lucia D. Jesús García, Natalia D. C., Rosa Maria V. M., Juana H. M. ellas quieren los préstamos para invertir en la compra borregos para criarlos y después venderlos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,540,000
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Espinales Group's $2,275 loan helped a member to purchase sheep to raise and sell later.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 7, 2011
Listed
Mar 28, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2011