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Segundo Alberto
Segundo is 35 years old. He's a hardworking man who opened a small shop two years ago. He lives across from a school and there weren't any similar business in the area.

He and his wife work in the shop from 6:30 in the morning till 8 at night. They intend to use the loan to buy bottled water, soft drinks, and juices to satisfy their customers' needs. In the future, he'd like to build a cinder-block house and open a shop inside the school in order to improve his situation and provide for his family.
View original language description ↓
Segundo de 35 años, es un hombre trabajador que hace dos años abrió una pequeña tienda por que el vive al frente de una escuela y por el sector no había ese tipo de negocio.

Su trabajo lo hace con su esposa en horario de 6:30 hasta las 8:00 pm. Con el préstamo ellos quieren comprar aguas, colas, jugos. Y así seguir produciendo su negocio para sus clientes. En un futuro el quiere hacer su casa de cemento y poner un bar dentro de la escuela que está al frente de su casa para seguir adelante y darle todo lo mejor a su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Segundo Alberto purchase bottled water, soft drinks, and juices for his shop.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 4, 2011
Mar 28, 2011
Currency Exchange Loss:
Apr 15, 2012