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Martin Gabriel B. L., age 25, is single and lives with his mother. He wants to use the money to buy supplies to help with his coffee crops. He states that with the land and the crops in good condition, which he wants to help happen in the next harvest, he will come to have greater income and production.

He has a lot of experience in the field. He also wants to grow as a coffee grower in the area. This will generate income for his and his mother’s well-being.

This is the first loan he has received from FUDECOSUR. He has not had any previous loans with state banks. FUDECOSUR offered him a loan with better terms and a much lower interest rate.
View original language description ↓
Martin Gabriel B. L., tiene la edad de 25 años de edad, está soltero y vive con su mamá. El pretende comprar con el dinero los insumos para la asistencia de su cafetal. El cuenta con el terreno y el cultivo en buenas condiciones por lo cual quiere asistirlo para esta próxima cosecha llegar a tener mayores ingresos y producciones. El cuenta con mucha experiencia en esta área del café y también quiere crecer como caficultor de la zona y generar ingresos para su bienestar y el de su madre.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 497.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Martin to buy supplies for his coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2011
Mar 28, 2011
Currency Exchange Loss:
Dec 15, 2011