Lourdes Malena is 33 years old and married. She is an administrator by profession and she currently provides her services to an industrial company. She has been working for this company for a long time and she works from Monday to Friday, mornings and afternoons. Lourdes is a very cheerful person who has a great desire to keep working for her family and to continue striving to fulfil the dreams that she has for the future.
Lourdes is requesting this loan to increase her capital so that she can buy a small plot of land.
The other members of the group work in different businesses. Some buy and sell baby clothes, others sell beauty products and others are teachers.
Lourdes feels happy to be receiving her loan and pledges to make her repayments on time.
La socia es la Sra. Lourdes Malena; ella tiene 33 años de edad y es casada; La socia es administradora de profesión y actualmente presta sus servicios a una empresa industrial, la socia lleva ya un buen tiempo trabajando en esta empresa ella trabaja de lunes a viernes por las mañanas y tardes, la socia es una persona bien alegre y con muchas ganas de seguir trabajando por su familia y continuar luchando por los sueños que tiene para el futuro.
La socia solicita el préstamo para aumentar su capital para la compra de un terrenito.
Los otros socios se dedican a la compra y venta de ropa para bebes, venta de productos de belleza y maestros.
La socia se siente feliz por el préstamo y se compromete a cumplir con el pago de sus cuotas
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid