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Luis Andrey
Luis Andrey V. V. is 20 years old, single, and lives with his parents. He is trying to get the money to buy a motorcycle for travel to and from work. With this purchase it will be less difficult for him to get to work every day, and to be on time for his scheduled hours. He is thinking about his future, so he doesn't want to quit working at the company where he works now just because he doesn't have transportation. Therefore he is opting for a loan to buy a small vehicle. He wants to continue working for a better life for himself and his parents, and to someday become somebody. This motorcycle will make it easier for him to get to his work. This is his first loan from FUDECOSUR. He has not had any other loans through the state banks, but FUDECOSUR has offered him the loan with better terms and a much lower interest rate.
View original language description ↓
Luis Andrey V. V., tiene la edad de 20 años de edad, está soltero y vive con sus padres. El pretende con el dinero comprar una motocicleta para su trasporte al trabajo. El con esta compra se le hará de menor dificultad llegar a su trabajo diario y así estar a tiempo en cuanto a sus horarios establecidos. El piensa en su futuro por lo cual no quiere deja de laborar en esa empresa donde se encuentra actualmente por el motivo del trasporte, es así como el opto por el crédito para comprar ese pequeño vehículo de trasporte. El quiere seguir trabajando para un mayor bienestar propio y el de sus padres y llegar a ser alguien en el futuro y el cual este vehiculo le facilitara su llegada al su trabajo.
Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,494,350
    Funds lent in using Kiva
  • 497.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Luis Andrey to purchase a motorcycle to travel to and from work.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 17, 2011
Mar 28, 2011
Currency Exchange Loss:
Apr 16, 2014