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Juana Margot
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Juana is 35 years old. Currently, she lives in the Lamas district of the province of Lamas in San Martin. She has three children who are still minors.

Before becoming a member of the “Ciudad de los Tres Pisos” (City of Three Floors) Communal Bank, she used to sell beauty products. With the first loan of S/. 300.00, she was able to buy toys and some perfumes, with which she started a business in the house where she lived. Thanks to her earnings, and with the other loans she received from her Communal Bank, she now owns a business selling a variety of products.

With the loan of S/. 900.00, which she will repay in 6 months, she will purchase toys for boys and girls due to the upcoming holiday festivities. She will also buy perfumes and clothing for men, women and children, as well as a variety of home decorations to offer her demanding clientele. She dreams of opening a children’s clothing store.

Translated from Spanish by Evelyn Garcia, Kiva Volunteer.



La señora Juana tiene 35 años de edad, actualmente vive en el distrito de Lamas, provincia de Lamas, departamento de San Martín. Tiene tres menores hijos.
La señora Juana antes de pertenecer al banco comunal “ciudad de los 3 pisos” se dedicaba a la venta de productos de belleza. Con el primer préstamo de S/. 300.00, pudo comprar juguetes y algunos perfumes, con lo cual abrió un negocio en la casa donde vivía, posteriormente gracias a sus ganancias y con los otros préstamos que recibe en su Banco Comunal posee un negocio con variedad de productos.
Con el préstamo de S/. 900.00, el cual pagará en 6 meses, comprará juguetes para niños y niñas con motivo de estas fiestas navideñas, también comprará perfumes y ropa para damas, caballeros y niños y variedad de adornos para el hogar para ofertar a su exigente clientela. Sueña con abrir una tienda de ropa para niños.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD