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Tem K., 32, resides in Siem Reap province, Cambodia, an area known for Angkorean temples. K. and her husband produce traditional drums to sell, earning an income of $15 per day.

Each month, the family has to spend $75 on food and $25 on the other necessary expenses. K. is requesting a loan of $1,200 to purchase materials to produce drums. In the future, she would like to use the additional income to repair her house. This will be her third loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 120
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Tem to buy materials to produce drums.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 9, 2011
Mar 27, 2011
Currency Exchange Loss:
Mar 15, 2012