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Guanacaste Group
In this Group: Reyna, Erika, Digna
The Guanacaste group is made up of three hard-working, driven and enterprising women. They are Reyna G. Guzmán, Ericka García and Digna E.. The group's coordinator is Mrs G. who has been selling cosmetics for five years. She will invest her loan in buying products such as colognes, perfumes, hair treatments, skin treatments, etc.

Mrs G. has been selling clothes and cosmetics for three years and will invest her loan in buying shampoo, cosmetics, clothes, etc. Mrs E. owns an eatery and she will invest in buying basic grains, meat, vegetables, spices, etc.
View original language description ↓
El grupo Guanacaste lo conforman tres mujeres trabajadoras, esforzadas y emprendedoras ellas son Reyna G. Guzmán, Ericka García y Digna E.. La coordinadora del grupo es la señora G. quien se dedica al comercio de cosméticos desde hace 5 años. Ella invertirá en productos como colonias, perfumes, tratamientos para el cabello, para el cutis etc.
Mientras G. vende ropa y cosméticos desde hace 3 años invertirá el shampoo, cosméticos, ropa etc. y E. propietaria de una comideria invertirá en granos básicos, carne, verduras, especies etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Guanacaste Group's $600 loan helped a member to buy cosmetics.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Mar 27, 2011
Currency Exchange Loss:
Sep 15, 2011