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Carmen
Carmen is 42 years old. She is a cheerful and hard-working woman who lives in a rental house together with her two beloved children who she would like to provide with a good education.

Carmen sells beauty products and visits her customers in their homes. She is a very persistent and persuasive saleswoman which means that she finishes her cosmetics sales quickly. She is very well known in the city of Tarma and people know that the products she sells are very good quality. What Carmen most enjoys about her work is advising her customers about what will work best with their skin. She has been in this business for 4 years and considers the most difficult part of her work to be collecting payment for her products since her customers don't always have the money to pay her. However, she always works things out so that they pay for their purchases in full.

In the future, Carmen hopes to set up a cosmetics store where she can make her sales more comfortably, without having to go from door to door. This is her tenth loan with MFP. She would like to grow her business which is why she will make all her repayments on time, so that she can access another loan in the future. She also knows that she has the support of her community bank. Carmen will spend the 2,000 Peruvian soles that she has requested to buy more cosmetics since she has had a lot of demand for them lately.
View original language description ↓
Carmen, de 42 años, es una mujer muy alegre y trabajadora, vive en una casa alquilada junto a sus dos queridos hijos, a quienes desea brindar una buena educación. Visitando a sus clientes en sus mismas casas, Carmen realiza la venta de sus productos de belleza, es una vendedora muy persistente y convincente, motivo por el cual termina con las ventas de sus cosméticos rápidamente. En la ciudad de Tarma es muy conocida y saben que los productos que vende son de muy buena calidad. Lo que más le gusta de su trabajo es aconsejarles a sus clientas sobre lo que mejor le quedará a su rostro, lleva 4 años realizando esta actividad y considera que lo más difícil es cobrar, por la venta de sus productos, ya que no siempre sus clientes tienen plata para pagarle, pero ella siempre se las arregla para que le paguen completamente todas sus ventas. En adelante, espera poner su tienda de cosméticos, donde pueda vender mas cómoda y sin la necesidad de ir casa por casa. Este es el décimo primer crédito con MFP, quiere hacer crecer su negocio, es por eso que desea pagar a tiempo todas sus cuotas para poder acceder a otro préstamo, además sabe que cuenta con el apoyo de su banco comunal. Con los dos mil quinientos nuevos soles solicitados, comprará más cosméticos, ya que últimamente esta teniendo una mayor demanda.

About Peru

  • $6,715
    Average annual income
  • 30
    View loans »
    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Carmen to buy more cosmetics to meet her customers' demands.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 17, 2011
Listed
Mar 26, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012