TAYE F. intends to buy food condiments from resellers in Dioïla. She sells in the village, for cash and on credit, to a clientele comprising both men and women. She intends to turn an average monthly profit of XOF 15'000 (ca US$ 30), to be used to repay the loan and pay her contributions to social ceremonies, while the remainder will be reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Les femmes du groupe Yelen sont à leur premier prêt solidaire et font le commerce de condiments, du bétail et du savon. TAYE F. compte acheter des condiments avec les revendeurs au niveau de Dioïla. Elle effectue ses ventes au village au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 15 000F CFA qui sera utilisé pour payer les échéances du prêt, payer les contributions des cérémonies sociales et le reste sera réinvesti dans son activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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