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Katty Maricela
The San Juan Communal Bank meets every two weeks in the San Juan neighborhood in the city of Manta. This place is known for its beautiful beaches, which are visited a lot by national and foreign tourists in all seasons of the year. The majority of the residents here work in the fishing industry.

This is where we meet Katty. She is 23 years old and married. She has a six year old daughter, who goes to school. Her husband works delivering construction materials.

She works from Monday to Friday for a business in the city of Manta. But, she also sells Yanbal products (beauty products, cosmetics, perfume, and women’s accessories). She works every day because besides working in the factory from Monday through Friday, she also sells her products on Saturday and Sunday. She leaves the merchandise on credit, and she collects payment every week.

She has had this business for six months. She started it with a loan in her communal bank, and it is going very well for her.

This loan is to buy perfumes, creams, cosmetics, and underwear. It is her second cycle in the communal bank, and she likes it because the payments are easy to make.

Her dream is to have her own house because she lives in her parents-in-law’s house.
View original language description ↓
El Banco Comunal San Juan se reúne cada 15 días en el Barrio San Juan de la ciudad de Manta, este lugar es conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, la mayoría de sus habitantes se dedica a la pesca y a las faenas del mar.

En este lugar conocimos a la señora Katty, ella tiene 23 años de edad, está casada y de esta relación tiene una niña de 6 años que estudia en escuela. Su esposo trabaja entregando materiales de construcción.

Ella trabaja de lunes a viernes en una empresa en la ciudad de Manta, pero también se dedica a la venta productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días ya que además de trabajar en la fábrica de lunes a viernes también los sabados y domingos lo hace en las ventas de sus productos, deja su mercadería a crédito y cobra cada semana, nos cuenta que lleva seis meses que se dedica a este negocio, el cual empezó con un crédito del banquito y que le está yendo muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa interior. Este es el segundo ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener su casa propia ya que vive en casa de los suegros.

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Katty Maricela to buy perfumes, creams, cosmetics, and underwear.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2011
Listed
Mar 26, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011