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Pedro J. owns "Pete’s Enterprises, LLC", a repair and salvage company. The bulk of Pete’s (Pedro's) business comes from repairing outdoor power equipment, e.g., lawn mowers, weed eaters, power sprayers, or anything else with a small engine. Pete picks up, repairs, and returns the equipment for one price. If the customer decides not to have Pete fix the equipment, Pete charges a small fee to compensate for his time and fuel. If the customer has Pete fix the equipment, Pete waives the consultation charge.

Pete keeps his advertising costs low, preferring instead to let his reputation bring him business. With approximately 500 clients, Pete says he stays busy throughout the lawn care season, which in Texas usually lasts nine months. When winter comes, Pete does home repairs for his customers. He says that he does all general repairs except work that requires extensive electrical or plumbing know-how. On average, he says that about 75% of his business comes from repairing lawn equipment with about 25% from home repairs.

Another aspect of Pete’s Enterprises is salvaging miscellaneous materials and items people no longer want. Through word of mouth, Pete says people learn to call him when they have something they want to get rid of. He picks the items up and takes them to his store which serves as his repair shop and doubles as a storefront for the salvaged goods. He sells what he can, and gives the rest to individuals in need.

This loan from ACCION Texas-Louisiana serves as operating capital for Pete to meet business expenses. Even with the home repairs that Pete does, business is slower for Pete during the winter. Pete keeps a full array of parts in his inventory at all times. This loan helps Pete buy inventory so that he is ready when the lawn-mowing season gets under way. Eventually, Pete wants to hire a full-time associate whom he can train to help him handle the volume of service calls. He advertises through Yellow Pages which has his business’ information and also shows customer feedback. Check it out at the link below:

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 30
    View loans »
    United States Loans Fundraising
  • $12,203,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,625 helped Pedro to buy inventory and for operating expenses.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Mar 26, 2011
Currency Exchange Loss:
Apr 17, 2013