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Enrique Hernan
Enrique Hernan is 37 years old, divorced and lives in the Ventanas canton in the province of Los Ríos. He has two children.

The communal bank "V.R.C. NUEVA UNION" is located in Guamayacu which belongs to the Echeandia canton. This farm group mainly grows short-cycle crops such as corn and rice.

Enrique has been growing corn and rice for over 10 years. He buys his supplies in Comercial Murillo and sells his produce in the same place.

He is requesting a loan to buy supplies and fertilizer for his corn and rice crops. This financial support helps him meet his needs. He is up against challenges such as plagues, sickness and weather change. His dream is to become more successful in his agricultural business.

He enjoys sports.
View original language description ↓
Enrique Hernan tiene 37 años, Es divorciado vive solo en el Cantón Ventanas Provincia de Los Ríos. Tiene 2 hijos.

Los miembros de la V.R.C. NUEVA UNION se encuentra ubicada EN EL RECINTO Guamayacu, perteneciente al Cantón Echeandia, esta ventanilla se dedica a labores agrícolas en ciclo corto siembra de maíz y arroz.

Enrique se dedica a la agricultura a la siembra de maíz y arroz por mas de 10 años. Compra sus productos en Comercial Murillo y los vende en la misma localidad.

Solicita el crédito para sembrar maíz y arroz, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir progresando en la agricultura.

Le gusta hacer mucho deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Enrique Hernan to buy supplies and fertilizer for crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 18, 2011
Listed
Mar 26, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011