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Ama K. is a vendor of palm oil at Abrafo, a village near Abura. She has been in this business for four years. Ama completed her senior high school education. Her husband is a printer and they have four children. Whatever Ama earns helps pay for their utility bills and their children’s school fees.

Ama’s goal is to grow her business. Her loan will be used to purchase more palm fruit so that she can extract more palm oil to offer for sale. Ultimately, she wants to save up enough to buy a piece of land for her family.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ama to purchase more palm fruit so that she can extract more palm oil to offer for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Apr 1, 2011
Currency Exchange Loss:
Jul 25, 2011