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Esi K. sells maize, gari and beans in a village called Ntranoa, near Elmina town. Gari is a couscous-like dish made from cassava. She has been doing this for 25 years. Esi is married with five children. Her income goes to supporting the family.

She plans to grow her business to increase her income. The loan will be used to buy larger volumes of maize, gari and beans to boost her sales. She’ll save up the additional profits from her business for her children’s further education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Esi to buy larger volumes of maize, gari (processed cassava) and beans to boost her sales.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Apr 1, 2011
Currency Exchange Loss:
Oct 3, 2011