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Emmanuel H. is a military officer and owns an internet cafe. He is 31 years old, married, has one 3-year-old child, and also takes care of 2 additional people. He finished 3 years of secondary school, and this loan is his first with ACB (one of Kiva's field partners). He is going to use his loan to buy computers to use in his internet cafe. His strategy to increase his business is to offer quality service, have all the necessary equipment to deliver good service, and manage his workers well. He would like to raise his business, do everything possible to offer all the services related to computing, and develop a telecentre. With regards to his life, he would like to improve his family's well-being and to educate his children.
Emmanuel H. est agent militaire, et propriétaire d’un cyber café. Il a 31 ans, il et marié, et il a un enfant de 3 ans, et aussi 2 personnes en charge. Il a fini 3 ans d’école secondaire, et ce crédit et son premier cycle avec ACB. Il va utiliser son prêt pour acheter des ordinateurs pour en utiliser dan son cyber café. Sa stratégie pour la croissance de l’affaire est d’offrir les services de qualité, avoir tous les matériels nécessaires pour avoir de bon services, et bonne gestion de travailleurs. Il voudrait élever le business, faire tous ce que c’est possible pour offrir tous les services relatif a l’informatique, et devenir un telecentre. Pour sa vie, il voudrait améliorer le bien être de sa famille, et scolariser ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 3
    View loans »
    Rwanda Loans Fundraising
  • $15,509,150
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Emmanuel to buy computers for use in an internet cafe.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2011
Mar 25, 2011
Currency Exchange Loss:
Oct 15, 2011