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Dyesebel M. is from the village of Manuyog, Sagay, Camiguin Province. She is 32 years old. Dyesebel is married and has five school-aged children. Dyesebel owns and operates a sari-sari (variety) retail shop. The main source of income for the business comes from buying and selling canned goods, junk food, detergents, soap & beverages in the local community. Dyesebel has been engaged in her business for over five years and earns approximately 12,000 Philippine pesos (PHP) a month from it.

In 2009, Dyesebel joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business. She has successfully repaid her last loan from HSPFI, which was for 16,000 PHP and was used to purchase additional inventory & working capital.

Dyesebel is requesting a new loan of 20,000 PHP which will be used to to purchase additional canned goods & junk foods. This loan will be her sixth from HSPFI. She plans to use the additional revenue generated from the business to improve and expand it.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1791
    View loans »
    Philippines Loans Fundraising
  • $60,886,450
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Dyesebel to purchase additional canned goods & junk food.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Mar 26, 2011
Currency Exchange Loss:
Jan 15, 2012