Elguja comes from the village of Ruisi, Kartli Region. He is 58 years old, married and lives with his wife, son and grandson, who is two years old.
Elguja and his wife are actively involved in agriculture. Elguja’s son works as contractor in the nation’s army. Elguja and his wife lead the family agricultural business. They have two milk cows and produce cheese, which is sold on the open market in Gori, a nearby town. Elguja’s family owns plot of land, with an area of 3 ha, where wheat, cabbage, haricot beans, beets and onions are grown. Part of the vegetables are sold locally. Elguja owns a tractor, which is used for tilling his own plot. In tilling season, he also works with his tractor on other villagers’ plots and receives additional income.
With the requested amount Elguja plans to cultivate his plot, purchase vegetable seeds, fertilizers and pay salaries to the hired workforce.
With the increased profit, Elguja plans to expand the family’s agricultural business, purchasing additional plots. In addition to this he wants to overhaul his tractor and purchase some furniture for their house.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.