TENIN S. intends to buy 300 kg of peanuts from resellers in the village. She sells daily on the village square, for cash and on credit, to a clientele comprising both men and women. She intends to turn an average monthly profit of XOF 25'000 (ca US$ 50), to be used to repay the loan, while the remainder will be reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce d’articles.
Les femmes du groupe Bendiya sont à leur troisième prêt solidaire qui sera utilisé pour acheter de l’arachide, des condiments, des tubercules et des habits.
TENIN S. compte acheter 300 Kg d’arachide avec les revendeurs du village. Elle effectue ses ventes quotidiennement sur place au village, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 25 000F CFA qui sera utilisé pour payer les échéances du prêt et le reste sera réinvesti dans son activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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