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Mr. C. Pon, 46, and his wife, Nhem Phanny, have been married since 1983. They have five children, ages 8 to 25. Now, only the youngest daughter still lives at home and attends the local primary school. The rest are grown and married. Pon opened his business for repairing motos and bicycles two years ago. He later added a new service for moto spray-washing to increase profits. Phanny works tending her jasmine plants and also buys flowers from her neighbors to resell at the larger district market. She helped her family grow jasmine even as a girl, and has had her additional business of reselling for two years now. Prior to this, they were both vegetable farmers and rented their farm land from a neighbor. When he sold the land, Pon and Phanny were forced to find new work to support their family.

Pon is requesting his first loan from MAXIMA in the amount of $1,000. He will use this loan to purchase a water pump to more easily fill his tanks used for spray-washing from the river 200 meters behind their home. A portion of the loan will also be used to purchase parts for bicycle and moto repair. Additionally, Phanny will use this loan to purchase a 1-season contract for jasmine flowers. This contract will entitle her to care for her neighbors' jasmine plants and pick an unlimited amount of flowers to sell, giving the family a stable income for many months to come.

(Photo: Pon in front of water tanks)

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pon purchase water pump and jasmine flowers.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 8, 2008
Dec 25, 2007
Currency Exchange Loss:
May 22, 2008