They know each other through blood and neighborhood ties, as well as existing friendships. They sell miscellaneous items.
The women of the Benkadi group are on their third loan, which will be used to buy fruits, condiments, various shop items, and cereal.
MAFOU B. is planning on buying fruits from the sellers in the village. She makes her sales from her home and at the market, for cash and on credit, to a clientele of men and women.
She plans to make a monthly profit of 40 000F CFA which will be used to pay for her installments and make contributions to social ceremonies. The rest will be reinvested in her fruit business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce d’articles divers.
Les femmes du groupe Benkadi sont à leur troisième prêt solidaire qui sera utilisé pour acheter des fruits, des condiments, des articles divers de boutique et des céréales.
MAFOU B. compte acheter des fruits avec les revendeurs du village. Elle effectue ses ventes à la maison et au marché, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 40 000F CFA qui sera utilisé pour payer les échéances du prêt, payer les contributions des cérémonies sociales et le reste sera réinvesti dans son activité de commerce de fruits.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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