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Zoila Esperanza
Zoila Esperanza A. D. H. is 35 years old. She lives in her own house with her two small daughters, who go to school. Her daughters are everything to Zoila. She works hard in order to be able to continue giving them what they need.

She has a tortilla stand in downtown San Salvador. For a long time people have preferred her tortillas because they are good quality, a good price, and she treats her customers kindly.

She is requesting a loan from INTEGRAL in order to be able to improve the service that she offers and to be able to keep up with greater demand. This way she hopes to improve her income and, little by little, overcome the her difficult financial situation.
View original language description ↓
Zoila Esperanza A. D. H. D. 35 años D. edad, habita en casa propia con sus dos pequeñas hijas que se encuentran estudiando. Para Zoila sus hijas lo son todo y trabaja duramente para poder seguir dando lo que ellas necesitan. Cuenta con un puesto D. tortillas en el centro D. San salvador. Durante mucho tiempo las personas la prefieren ya que ofrece tortillas D. muy buena calidad a aun buen precio y sobre todo amabilidad con sus clientes. Solicita este crédito a INTEGRAL para poder mejorar el servicio que ofrece y poder cubrir una mayor demanda. D. esta manera espera mejorar su nivel D. ingresos y superarse poco a poco D. la difícil situación económica en la que se encuentra.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 734
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Zoila Esperanza to improve her tortilla stand in downtown San Salvador.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Mar 8, 2011
Mar 25, 2011
Currency Exchange Loss:
Oct 16, 2012