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Mr. Hernán B. G. is 40 years old and lives alone in his own home in the city of Santiago Texacuangos. Twenty years ago he began working as an auto mechanic and, to this day, is still striving to improve his quality of life. Thanks to his efforts, he has opened a small auto shop in the city of Santa Tecla in the Libertad zone. He also has customers who come to his house in Santiago Texacuangos. Thanks to his charisma and dedication to his work, he has been able to earn the trust of the city's residents and each day their preference for him grows since his main goal is satisfying their needs. This has generated greater demand for his services so he has decided to invest in his small business to be able to help more customers. For this reason he is asking for a loan to buy tools such as keys, oil, pliers, and others. In this way he can meet his customers' demands and, at the same time, earn more money and improve his quality of life.
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El señor Hernán B. G. de 40 años de edad, habita solo en su propia casa en el Municipio de Santiago Texacuango. Hace 20 años empezó a trabajar como mecánico automotriz y hasta la fecha sigue luchando por mejor su calidad de vida y gracias a sus esfuerzos ha logrado establecer un pequeño taller de mecánica en el Municipio de Santa Tecla del Departamento de la Libertad, también atiende clientes en su casa de Santiago Texacuangos . Gracias a su carisma y dedicación al trabajo ha logrado ganarse la confianza de los habitantes del municipio y cada día lo prefieren más ya que su principal objetivo es satisfacer las necesidades de sus clientes. Esto ha generado una mayor demanda de sus servicios por lo que ha decidido invertir en su pequeño negocio para poder satisfacer mejor a las personas que requieren de sus servicios. Es por esto que solicita este crédito para poder comprar herramientas como: llaves, aceite, tenazas, entre otros. De esta manera satisfacer la demanda de sus clientes y al mismo tiempo poder mejorar sus ingresos y por ende su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 716
    View loans »
    El Salvador Loans Fundraising
  • $27,094,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Hernán to buy tools such as keys, oil, pliers, and others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2011
Mar 25, 2011
Currency Exchange Loss:
Mar 15, 2012