Makhmadrozik B. lives in Mastchokh; he is married and has 3 children. He has been an active client of MicroInvest since 2004, and loan sums are permanently increased to those who show business stability and an income increase. He recommends himself as a serious executive client who trusts the MicroInvest loan procedure. He is engaged in commercial services and trade. He works in the bazaar where his meat-selling shop is located. Makhmadrozik B. has an assortment of goods and is a straight supplier, which allows him to work with clients of different income levels. He also has permanent clients. But he wants to widen the size of his shop to allows him to increase the turnover and assortment. He requests a loan for 2,500 TJS (US$725) to widen the existing shop and assortment and to develop the business.