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Las Colmena 1, 2 & 3 Group
In this Group: Hilcia, Joaquina, Nidia, Maria, Lourdes, Luz, Lucia, Genaro, Acela, Flor, Ana, Maria, Maria, Yissel, Yanna
Hilcia is the group coordinator of Las Colmenas. Her story is representative of the others in her group and more generally of Esperanza's Dominican and Haitian clients. Hilcia is a single mother of two who lives in the Samana province of the Dominican Republic. She lives in a rented house, that has unreliable access to running water (not potable) and electricity, with her two children and her long-term partner.

This is Hilcia's 4th loan with Esperanza. She started her business with the first loan she received from Esperanza Internacional, around 2 years ago. She plans to use it to buy clothing to sell in her retail business. She will purchase pants, t-shirts, blouses, skirts, and shirts to sell out of her home to the others in her community.

Hilcia wants to use the profits from her business to help improve the living conditions for her family. Thanks to her good investments and because she has saved, she has been able to bring changes to her family. She hopes to be able to save enough money to continuing improving her family life and to purchase her own house. She thanks you for your support!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 11
    View loans »
    Dominican Republic Loans Fundraising
  • $8,228,650
    Funds lent in using Kiva
  • 37.5
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Colmena 1, 2 & 3 Group's $3,800 loan helped a member to buy pants, blouses and skirts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 24, 2011
Mar 25, 2011
Currency Exchange Loss:
Sep 15, 2011