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Margarita lives in the zone of the First Villa of Mayo. She has lived there more than five years. She sells meals that she delivers every day to some construction workers, since her husband is a contractor. Since she makes purchases every two or three days, and the majority of the workers are paying their tabs every fifteen days, she needs working capital to make her purchases, such as rice and other items like individual beverages to go with each lunch. Now she is using disposable plates for the lunches, and she will use her loan money to purchase all these types of things. She has four children who help her run her business; they are just finishing paying for the things she bought on credit. Margarita characterizes herself as a responsible and charismatic person. She has worked with groups before, and this is her first individual loan.
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La Sra. Margarita vive en la zona de la Villa 1ro de Mayo, ella vive allí hace más de 5 años, ella se dedica a la venta de comida que entrega todos los días a los obreros de una construcción, ya que su esposo es Constructor Contratista. Así que ella esta haciendo compras cada dos o tres días y la mayoría de los trabajadores el cancelan de forma quincenal, por lo que ella necesita de capital de trabajo para realizar sus compras, como arroz y además de que está por comprar envases personales para cada almuerzo, ya que actualmente entrega en platos desechables para cada almuerzo con el dinero del crédito comprara todo esto. Ella tiene 4 hijos a los cuales ayuda a mantener con su negocio, así están terminando de pagar su lote que compro a crédito. La Sra. Margarita se Caracteriza por ser una persona responsable y carismática, ella ya ha trabajado con grupos y ahora esta en crédito individual.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Margarita to purchase rice and other products wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2011
Mar 24, 2011
Currency Exchange Loss:
Apr 15, 2012