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Shamim's Group
In this Group: Shamim , Sultana, Rukhsana, Razia Bibi, Razia
Shamim lives in a small city of Pakistan called Borewala. Borewala is located in the Punjab province of Pakistan and is known for its wood works, like furniture. Her house contains two rooms and she has been living in it with her family for the past twelve years. She is 45 years old, married to M. H. and has two sons. Her elder son sells fruits, while the younger one operates a donkey cart and provides loading services to his clients.

Her husband is a rickshaw driver and provides transport services to passengers and school children. Shamim has applied for a loan from the Kiva partner, Asasah, because her husband needs to repair his rickshaw. Due to excessive usage, its engine has started creating problems and needs repair urgently. He has been operating his transport business for the past ten years and Shamim is confident that after repairing his rickshaw, her husband will be able to continue his work and earn better profits.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,677,475
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $1,125 loan helped a member to repair a rickshaw.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 21, 2011
Mar 25, 2011
Currency Exchange Loss:
Mar 15, 2012