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Howell C. is from the village of Port Area, Iligan City. He is 27 years old, married and has 1 infant. Howell owns and operates a business providing computer games services to local community members. Howell has been engaged in his business for over 3 years and earns approximately 10,000 PHP a month from it.

In 2008, Howell joined HSPFI to gain access to financial services to help improve his living situation and ability to engage in business activities. Howell has successfully repaid a previous loan of 13,000 PHP from HSPFI, which was used to to purchase additional inventory and increase working capital. Howell is requesting a new loan of 13,000 PHP which will be used to purchase tools and utilities needed to maintain his service. This will be the 5th loan taken out by Howell from HSPFI. He plans to use the additional revenue generated from the business to improve/expand his business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1495
    View loans »
    Philippines Loans Fundraising
  • $59,107,075
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Howell to purchase tools and utilities needed to maintain his service.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2011
Mar 24, 2011
Currency Exchange Loss:
Jan 15, 2012