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Razia's Group
In this Group: Razia, Zainab Bibi, Sabra Sultan, Shahnaz Kosar, Tanzila Noor
Razia belongs to Pakpattan, a small city of Punjab, Pakistan, known for its dairy industry. Her home consists of two rooms and is located in the area of Khanpura. She has been living there with her family for the past 30 years.

She is 40 years old, married to M. M. and has four children. Her husband is well educated, and that’s why all of their children are enrolled in school except the eldest one, who has completed his education and runs a grocery store in the market.

Her husband also runs a grocery store in the community through which he sells daily use items like sugar, salt and spices to his clients at cheap rates. He is well known for his good customer dealings among his clients.

Razia is a housewife who stays at home and does her household responsibilities.

She has applied for a loan from Kiva partner Asasah for her husband’s grocery store business. Through the loan, he will buy groceries in bulk to put into his store to fulfill the demands of his clients and earn better profits.

He has been operating this business for the past 10 years and Razia is confident that an investment will bring better profits and improve his business.

She is a new loan user and this is her first loan application to Asasah.

Note: In the photo, the lady raising her hand is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,125 loan helped a member to buy groceries to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 21, 2011
Mar 24, 2011
Currency Exchange Loss:
Mar 15, 2012