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Heun S., age 24, is a sewing worker who spends most of her time sewing clothes at the garment factory. She has had experience in this sector since 2007, and has a formal salary every month.

Her husband is a blacksmith who is highly skilled at making different tables, chairs, windows, doors, and other things that are made from iron. On average, he can earn a profit of approximately $7.50 a day to support the family’s needs.

Recently, Heun S.’s husband has been using up the iron from his stock, and it may affect his business. To fix this situation, Heun S. has decided to request a loan that will be used by her husband to buy more iron to go on with his business in the usual process.

The couple is blessed with only one child who still studies in public school.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Heun to assist her husband to buy more iron.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 3, 2011
Apr 1, 2011
Currency Exchange Loss:
Oct 15, 2012