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Marcela is 44 years old and married with four children. With two children in school, Marcela works very hard to provide for them.

Marcela runs a sari-sari store in the Philippines and requested a PHP 16,000 loan through NWTF to buy more stock for the store to sell.

Marcela has been in this business for 15 years and sells a variety of items such as milk powder, eggs, drinks and sardines. Marcela also earns income from lumber.

In the future, Marcela would like to send her daughter to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 728
    View loans »
    Philippines Loans Fundraising
  • $63,203,625
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Marcela to purchase more goods to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 18, 2011
Apr 1, 2011
Currency Exchange Loss:
Jan 15, 2012