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Jenny Francisca
Jenny is 33 years old and works for the Ministry of Education as a primary teacher. For 12 years she has shown great dedication and love for her job. She has a baby and her husband is employed and helps with household expenses. They coordinate payments and keep expenses organized. Jenny is very organized, respectful, hard-working and sociable. She has been able to get ahead through loans and her own hard work. Through her work she has been able to make home improvements with a previous loan through Kiva for which she is very grateful.

She is requesting her 7th loan with Kiva's support which she plans to use to buy property so she can increase her assets for her daughter's future.

Her dream is to finish her college education and keep her family together.
View original language description ↓
Jenny de 33 años de edad, labora para el Ministerio de Educaciòn desempeñandose como docente de primaria desde hace 12 años con gran dedicaciòn y amor a su trabajo, tiene un bebe, su esposo es asalariado y le ayuda con los gastos del hogar, de esta manera se coordinan con los pagos y mantienen organizado sus gastos, Jenny se caracteriza por ser una persona organizada, respetuosa, responsable, trabajadora y social; ha venido superando mediante sus creditos y con esfuerzo propio, ha aprovechado al maximo su trabajo ya que mediente éste ha reaalizado mejoras en su casa de habitacion, ya que fue beneficiada con fondos Kiva en el credito anterior, por lo que agradece mucho este gesto benéfico.

Solicita su 7mo credito siempre contando con el apoyo de Kiva para comprar un solar e ir aumentando sus activos, pues piensa en su pequeña.

Su sueño es culminar sus estudios universitarios y que su familia permanezca unida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jenny Francisca to buy property.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Apr 1, 2011
Currency Exchange Loss:
Apr 15, 2012