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Dina Luz
Dina Luz B. is 40 years old and runs a business selling creams, cosmetics and perfumes. She fills orders that her customers make with her and offers her goods on credit, though some people pay cash.

This Kiva loan will be Dina's third with Fundación Mario Santo Domingo. She will use it to increase her working capital a little more. With this loan, Dina will be able to respond to orders for merchandise such as perfumes, lipsticks, powder, deodorants and ladies' accessories. She will also be able to take advantage of promotional offers from a specialized catalog where she shows the merchandise that she is selling. Her investment will be successful because it will increase her possibilities for negotiating good prices with her customers and allow her to respond to their requests in a timely manner.

Since her advisor offered her a Kiva loan, Dina has been grateful for the loans from all the organizations and people who support her. She asks these people to continue offering more possibilities to people like herself, who are looking for the hand of a friend who believes in them, so that they are able to get ahead in life.
View original language description ↓
Dina Luz B. tiene 40 años y un negocio donde vende a crédito y algunas veces de contado, cremas, cosméticos y perfumes encargados por sus clientes. En la actualidad está aplicando a su credikiva que es el tercer financiamiento con la Fundación Mario Santo Domingo, con él ampliará su capital de trabajo un poco más, respondería a pedidos de mercancías como perfumes, labiales, polvos, desodorantes, accesorios femeninos y aprovecharía las ofertas de la promoción que trajo la revista especializada, a través de la cual muestra las mercancías que comercializa; así su inversión sería exitosa porque aumentaría las posibilidades de negociación con sus clientes con buenos precios y respondiendo oportunamente. Desde que su asesor le ofreció su credikiva, agradeció los financiamientos de todas las organizaciones y personas que la apoyan, a quienes les pide que continúen brindando más posibilidades, a quienes como ella buscan una mano amiga que crea en ellos para salir adelante.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 465
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,872.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Dina Luz to buy merchandise such as perfumes, lipsticks, powders, deodorants and ladies' accessories.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2011
Listed
Mar 24, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012