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Silvia Patricia
The Communal Bank “Creciendo Para El Futuro” (Growing for the Future) meets every fifteen days in an area known as Parque Forestal in the city of Portoviejo. This place has a beautiful park containing lush vegetation and beautiful landscapes.


It is in this place that one can meet Sra. Silvia. She is 30 years old, in a common law relationship, and has three children (ages 13, 11, and 9). The oldest child is in high school and the two younger children are in elementary school. Her husband is a master builder.


Silvia has a grocery store in her home where she sells rice, sugar, oil, detergents, meat, chicken, fish, and legumes. She works every day from 6am to 9pm and sometimes even later. Her mother helps with the work. Silvia purchases her products in central Portoviejo and has most of them shipped to her store. She says that she has been in this business for four years and it has grown significantly during that time.


This loan will be used to restock her store. She plans to buy rice, sugar, oil, detergents, chicken, meat, and other basic necessities. Silvia has participated in six loan cycles with the Communal Bank and enjoys everything about it. Her goal is to have a house of her own since she lives with her mother-in-law.

View original language description ↓
EL Banco Comunal Creciendo Para El Futuro se reúne cada quince días en el sector conocido como Parque Forestal en la ciudad de Portoviejo, este lugar se lo conoce porque en él hay un hermoso parque, por su exuberante vegetación y por sus bellos paisajes.

En este lugar conocimos a la señora Silvia, ella tiene 30 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 13, 11 y 9 años, la mayor esta en colegio y los dos menores en escuela. El marido es maestro de la construcción.

Ella tiene una tienda de viveres de consumo en su casa, allí vende productos como arroz, azúcar, aceites, detergentes, carne, pollos, pescado y legumbres. Trabaja todos los días desde las 6h00 hasta las 21h00 y a veces hasta más tarde, su mamá le ayuda en su trabajo, los productos los compra en el centro de Portoviejo aunque la mayoría los recibe en su local. Nos cuenta que tiene su negocio 4 años y que ha crecido mucho en este tiempo.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, pollos, carne y otros productos de primera necesidad. Está en el Banco Comunal hace 6 ciclos y le gusta todo del banco.

Su meta es tener su casa propia ya que vive con su suegra.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Silvia Patricia to purchase rice, sugar, oil, detergents, chicken, meat, and other basic necessities.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2011
Listed
Mar 26, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011