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Gladys
Gladys, age 30, is in a common law relationship with José. They have two children, Jair and Ángel, who she cares for and feeds in their home in the village of Bellavista Huaracayo. Gladys started farming eight years ago. Since that time, she has been renting farmland on a annual basis in order to grow peas and other vegetables with the help of her husband. What she enjoys most about her work is being in the fields. “It makes me feel calm,” says Gladys. She also claims that she has not experienced any losses because whenever the price of peas is low at the market, she will dry her harvest and sells her products as seeds. As a result, she earns slightly more that what she invested. Each bag of seed sells for at least 500 PEN. Her main difficulty has been not having her own land so that she can cover the educational expenses of her children. For this reason, she plans to save whenever she can so that she can buy more farmland and minimize the cost of renting.


Gladys is a member of the Communal Bank “Señor de Muruhuay” and receiving her second loan with MFP. She feels secure because she knows that she has the support that she needs. Gladys will be harvesting peas within a month. For this reason, she will use her loan to buy several bags of organic fertilizer to apply on her crops so that she can obtain a fruitful harvest.

View original language description ↓
Gladys, de 30 años, vive en concubinato con José. Ambos tienen 2 hijos: Jair y Ángel; a los que cuida y alimenta en su casa propia ubicada en el caserío de Bellavista Huaracayo. Hace 8 años comenzó a dedicarse a la “agricultura, desde entonces alquila los terrenos agrícolas anualmente, donde siembra con la ayuda de sus esposo; arveja y demás hortalizas. Lo que más le gusta de su trabajo es estar en el campo “me siento tranquila”, afirma. Además cuenta que ella “nunca pierde”, pues cuando el precio de la arveja está bajo en el mercado, hace secar el grano; vendiendo después como semilla; donde obtiene un poco más del dinero invertido, ya que cada saco de semilla seca oscila entre los S/. 500 soles como mínimo. Su principal dificultad es no contar con terrenos propios, además que debe cubrir los gastos educativos de sus hijos. Por ello está pensando en ahorrar cada vez que pueda, para poder comenzar a comprar más terrenos agrícolas y de esa manera minimizar los gastos de arrendamiento. Ella pertenece al banco comunal “Señor de Muruhuay”, y este es el segundo crédito con MFP, donde se siente segura, pues sabe que encontrará el apoyo que necesita. Gladys, cosechará dentro de un mes “arveja”, por ello con el crédito comprará varios sacos de abono orgánico que esparcirá entre sus cultivos para que obtenga una cosecha fructífera.

About Peru

  • $6,715
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $55,279,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Gladys to several bags of organic fertilizer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 15, 2011
Listed
Mar 26, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2011