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Cuatro Caminos Group
In this Group: Ilse Esperanza , Glenda Juliana , Liria Francisca , Alcy Janet , Santos Olegaria , Maria Marta , Santa Tomasa , Sandra Yaneth , Juana Marcela , Reina Elizabeth , Sandra Marlene , Flor De Maria , Ana Victoria, Vicenta Amarilis , Jeorgina Fidelia , Maria Eusebia , Vilma Rosmeri , Maria Antonia , Elvia Marina , Lucia Jacoba
Santos Olegaria S. M. D. H. is 43 years old and married. She took the opportunity to complete her sixth graD. education. Santos has seven children, four of whom are in school. She has a business of preparing and selling food. Already she has acquired ten years of experience. Santos started out cooking for parties, which helped her discover that there was demand. Now she has her own food stand.

Santos decided to organize a group so that she could request a loan to use as operating capital. The money will enable her to buy supplies such as vegetables, fruits, meats, and other products. The other members of this group engage in different productive businesses such as stores, diners, weaving shops, tailoring shops, and livestock farms. They hope to improve their businesses with this loan from Asociación ASDIR.

View original language description ↓
Santos Olegaria S. M. D. H., es una persona casada, tiene 43 años D. edad, tuvo la oportunidad D. cursar 6 años D. educacion primaria, tiene 7 hijos, 4 estan estudiando, se dedica a la preparacion y venta D. comida,tiene ya 10 años D. experiencia con el negocio que realiza, inició cocinando en las fiesta, donD. se dió cuenta que tiene demanda, y ahora tiene un puesto D. venta D. comida.

DeciD. orgnizar un grupo para solicitar un prestamo que servira como capital D. trabajo, el prestamo servira para compra D. insumos, como: vegetales, frutas, carnes, etc. Las integrantes D. este grupo se dedican a diversas actividades productivas: tienda, comedor, tejeduría, sastrería y crianza D. animales. Esperan mejorar su negocio con el préstamo que esta haciendo a ASDIR.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 129
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Cuatro Caminos Group's $4,750 loan helped a member to purchase supplies for food preparation.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 2, 2011
Mar 23, 2011
Currency Exchange Loss:
Jan 15, 2012