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Josefa Ortiz Tetepec Group
In this Group: Claudina, Amada Yudiht , Martha Norma, Juanita, Cita , Faustina , Azucena , Carmelita, Yolanda, Jeronimo
This group is called "Josefa Ortiz Tetepec" because the members are residents of the Josefa Ortiz and Tetepec neighborhoods. The group has 10 hardworking members who struggle each day to have a better life.

Carmelita Pérez Nicolás, 36, is the representative of the group. She is a single mother who is admirable because she has worked hard and fought to provide for her 3 children. Her oldest daughter is studying at the university and the two younger children are in elementary school. Carmelita has a store where she sells groceries and perfumes which is called "URI-MAURI" because her two small children are named Uriel and Mauricio. She has had this store for 19 years, ever since the birth of her oldest daughter. She started the business because she needed to support her small daughter. She is requesting a loan to buy products such as: rice, sugar, coffee, soap and other items because recently her sales have been very low and she does not have enough money to stock her store. She uses the earnings from the store to support her children.

Another member of the group is Martha Norma Vázquez S., 35, who is married to Antelmo Quiroz Quiroz, a farmer. They have 4 children: 2 girls and 2 boys aged 20, 17, 12 and 11. Martha has a business making bread, which she sells door-to-door. She has had good sales and good earnings, since she has the only business in the neighborhood that sells bread. In addition, her bread is very delicious and she offers variety in her products. She started this business because her husband's income was not sufficient to cover the family's expenses, and because they needed more money to pay for their children's education. She comments that at the start she only made 50 loaves of bread, but over time she has been increasing her sales. For this reason she is requesting a loan so that she can buy more supplies and make more bread. Martha says that her goal is to eventually have a bakery in her town, so that she could provide employment for some people in her community.

The members of the group are the following:
Claudina C. R., 27, who sells plastic products.
Amada Yudiht Hernández Díaz, 40, who sells sweets.
Martha Norma Vázquez S., 35, who makes bread to sell.
Juanita Nicolás S., 33, who has a grocery store.
Cita T. S., 36, who sells clothing and shoes.
Faustina Nicolás Martínez, 31, who makes and sells tamales.
Azucena M. E., 34, who sells medicines.
Carmelita Pérez Nicolás, 36, who sells groceries.
Yolanda A. Hernández, 21, who sells clothing.
Jerónimo V. C., 71 , who raises livestock.
View original language description ↓
El grupo Josefa Ortiz Tetepec llamado así porque las personas que la integran son vecinas de la colonia Josefa Ortiz y Tetepec porque así se llama su población, esta integrado por 10 personas muy trabajadoras que luchan DIA a di para tener una mejor vida.
Carmelita Pérez Nicolás de 36 años de edad es la representante del grupo, es madre soltera, una mujer muy admirable que siempre a luchado y trabajado para sacar adelante a sus tres hijos, la hija mayor esta estudiando la universidad y los dos mas pequeños estudian la primaria. Carmelita tiene una tienda de Abarrotes y Perfumería, que se llama URI-MAURI llamado así porque sus dos pequeños hijos Uriel y Mauricio. Ella tiene esta tienda desde hace 19 años desde que nació su primera hija, inicio con este negocio debido a la necesidad que tenia para mantener a su pequeña. Ella solicito el préstamo para comprar mas productos como: arroz, azúcar, café, jabón entre otros ya que últimamente había tenido ventas muy bajas y no le alcanzaba el dinero para surtir su tienda, de las ganancias que obtiene es para mantener a sus hijos.
Otra de las integrantes de este grupo es la señora Martha Norma Vázquez S. de 35 años de edad quien esta casada con el señor Antelmo Quiroz Quiroz quien es campesino, tiene 4 hijos 2 mujeres y 2 hombres de las respectivas edades: 20, 17, 12 y 11 años.
Martha se dedica a la elaboración de pan, para que ella pueda vender sus productos tiene que ir a ofrecerlos de casa en casa, ha tenido buenas ventas y por lo tanto tiene buenas ganancias, ya que en la colonia por donde vive es la única que hace pan, además de sus panes son muy deliciosos y existe variedad en sus productos. Ella inicio este negocio debido a la necesidad que existía en su asa porque no alcanzaba el dinero que aportaba su esposo y como sus hijos estudian, necesitaba más dinero.
Ella comenta que al inicio solo elaboraba 50 panes pero con el transcurso del tiempo ah ido incrementando sus ventas, es por ello que solicito el préstamo para comprar más insumos y hacer más panes.
Martha comenta que su meta es llegar a poner una panadería en su población y axial poder generar empleo a la gente de su comunidad.
Las personas que integran este grupo son las siguientes:
Claudina C. R.: De 27 años de edad se dedica a la compra de plásticos para la venta.
Amada Yudiht Hernández Díaz: De 40 años de edad se dedica a la compra de dulces para la venta.
Martha Norma Vázquez S.: De 35 años de edad se dedica a la compra de insumos para la elaboración de pan para la venta.
Juanita Nicolás S.: De 33 años de edad se dedica a la compra de abarrotes para la venta.
Cita T. S.: De 36 años de edad se dedica a la compra de calzado y ropa para la venta.
Faustina Nicolás Martínez: De 31 años de edad se dedica a la compra de insumos para la elaboración y venta de tamales.
Azucena M. E.: De 34 años de edad se dedica a la compra de medicamentos para la venta.
Carmelita Pérez Nicolás: De 36 años de edad se dedica a la compra de abarrotes para la venta.
Yolanda A. Hernández: De 21 años de edad se dedica a la compra de ropa para la venta.
Jerónimo V. C.: De 71 años de edad se dedica a la compra de ganado vacuno para la venta.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $18,753,000
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Josefa Ortiz Tetepec Group's $3,925 loan helped a member to buy groceries to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 1, 2011
Listed
Mar 23, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2011