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Virginia is a long-standing client of our institution. She has always shown a willingness to make her repayments and was kind and polite during her evaluation. Our client owns her own vehicle (a minibus) and is a member of the Mini Sur drivers' union in the city of La Paz. In order to provide for their family, Virginia and her husband work from 6.00am to 8.00pm. Virginia's husband drives the vehicle and Virginia is his assistant. She collects fares and manages the day's takings. Their efforts require a lot of sacrifice but they carry out their work in order to attain better living conditions. The family's biggest dream is to be in a stable financial situation and for their children to become professionals. They work hard every day to achieve this. Virginia will use her loan money to have some maintenance work carried out on the minibus. Virginia is a very hard-workiing person. She is grateful to the institution for the support they have offered her.

Note: Virginia appears in this photo together with her husband.
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La señora Virginia es una clienta antigua de la institución y ha mostrando buena voluntad de pago y un trato amable y Cortez en la evaluación que se le hizo, La clienta cuenta con su propio vehículo (minibús), que se encuentra inscrito en le sindicato mini sur de la ciudad de la Paz Para la subsistencia de la familia ellos trabajan de horas 6:00 am a 20:00 pm, el esposo es quien conduce el vehículo y la señora Virginia es la ayudante quien cobra los pasajes y administra los ingresos del día, es sacrificado el esfuerzo que ellos realizan para tener mejores condiciones de vida, el mayor sueño de la familia es llegar a tener un patrimonio estable y que sus hijos lleguen a tener una carrera profesional, por lo que se esfuerzan en lograrlo día a día, con el dinero del crédito la Sra. Virginia realizara el mantenimiento de su minibús, ella es una persona muy trabajadora, esta agradecido con la institución por el apoyo brindado. OJO: en la foto se encuentra junto a su esposo.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 238
    View loans »
    Bolivia Loans Fundraising
  • $31,598,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Virginia to have maintenance work done on her vehicle (changing the piston rings).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2011
Mar 23, 2011
Currency Exchange Loss:
Apr 15, 2012