Check out other loans that are currently fundraising!
Las Carmelitas Group
In this Group: Deonila, Carmela, Maria Del Carmen
The group is called “Las Carmelitas”, and they are located in the locality of Julián Grajales in Chiapas, México. Deonila Gutiérrez M. is a widow and has four children, three boys and a girl, of whom three are now married. Her youngest, Rosa Aurelia, is seventeen years old and still dependent on her. She will invest the loan into the purchase of ingredients such as: dough, meat, chilies, banana leaves, raisins, and other items for making tamales. She has eleven years of experience in this business, and tells us that things are going well as it allows her to help her family get ahead.

She made the decision to start this business on her own since, in order to support her children, she had to undertake a type of work that would produce results and generate income.

With the earnings, she helps her daughter continue her education and reinvests a portion back into the business, purchasing ingredients so she can keep working. Her greatest wish is to get ahead so she can offer her daughter a higher standard of living, and so there are no excuses for her to quit school.

She joined the group through an invitation from María del Carmen, a neighbor, who suggested they seek support for their businesses. The three members of the group are as follows:

Deonila Gutiérrez M.: will invest her funds into the purchase of ingredients for making tamales, to later sell within her own community.

Carmela Hernández Sánchez: will invest her funds into materials for making doors, windows, and other items, to later sell.

María del Carmen N. G.: will invest her funds into ingredients for making bread.
View original language description ↓
El grupo se llama las Carmelitas y se ubica en la localidad de Julián Grajales, Municipio de Copainala Estado de Chiapas México.

La señora Deonila Gutiérrez M., es viuda y tuvo cuatro hijos tres varones y una mujer, quienes tres ya están casados y Rosa Aurelia de diesi siete años quien a un está a su responsabilidad.

Ella invertirá el préstamo en la compra de ingredientes, como son: masa, carne, chile ancho, hoja de guineo, pasas, entre otros, para la elaboración de tamales, en donde lleva once años de experiencia y comenta que le va bien ya que con ellos a estado sacando adelante a su familia.

Para poner esta actividad lo decidió sola ya que para sacar adelante a sus hijos tenía que emprender un trabajo de lo que le diera resultado y obtuviera un buen ingreso para sostenerse en la vida y gracias adiós lo está logrando.

Con la ganancia que va obteniendo se apoya para apoyar a su hija que está estudiando y quiere que tenga lo más necesario para su educación, de eso mismo obtiene para comprar más ingredientes y así poder seguir trabajando.

Su más grande deseo es que logre salir adelante para darle lo mejor a su hija y así sin ningún pretexto deje de echarle ganas en seguir estudiando.

En el grupo se integro por una invitación que le hizo la señora María del Carmen quien es su vecina a que solicitaran un préstamo para apoyarse y trabajar alguna actividad en la que se apoyaran.

Las integrantes del grupo son tres y son las siguientes:

Deonila Gutiérrez M.: invertirá el préstamo en la compra de ingredientes para la elaboración de tamales y luego venderlo en la misma comunidad.

Carmela Hernández Sánchez: invertirá el préstamo en la compra de materiales para la elaboración de puertas, ventanas, entre otros para posteriormente venderlo.

María del Carmen N. G.: invertirá el préstamo en la compra de ingredientes para la elaboración de Panes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 8
    View loans »
    Mexico Loans Fundraising
  • $18,125,250
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Carmelitas Group's $675 loan helped a member to buy ingredients for making tamales to sell within her own community.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2011
Listed
Mar 23, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2011