She has a sewing machine with which she sews dresses and sells to her neighborhood clients. She is very skillful in her work and receives regular orders every month. She also does embroidery and earns good profits through this skill as well.
Her husband’s name is M. M. and he has a laundry business. He has contacts with different homes of the areas and offers them clothes washing services for reasonable rates. Sakina has 2 daughters. Both of them are enrolled in a local school and getting their education.
She has applied for a loan from Kiva partner Asasah for the improvement of her embroidery business. With the loan, she will buy thread, cloth and beads to offer better and timely services to her customers to earn more profits.
She has been in this business for some time now and hopes that the loan investment will help her further improve her business.
She is a new loan user and this is her first loan application to Asasah. She hopes that it will be a profitable experience for her.
Note: In the photo, the lady raising her hand is Sakina
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid