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Indelicia is a married woman who lives in Bogo, Cebu. She earns her living by operating a business making ice cream. Her husband Mauro, who is 36 years old, works as an ice cream vendor to earn his living and helps in his wife's business activities. They have four children who are between 5 and 12 years old. Indelicia joined NWTF-Project Dungganon in 2008 because she aspired for something better for her family. With the help of her past four loans from NWTF-Project Dungganon, Indelicia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 10,000 helped her earn a monthly profit of PHP 4,300, uplifting the family's standard of living. This time, for her fifth loan, she is borrowing PHP 13,000 to buy salt, milk, and peanuts so that she can continue to save up for the future renovation of her house and the education of her children. Indelicia is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1026
    View loans »
    Philippines Loans Fundraising
  • $63,421,500
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Indelicia to purchase ingredients for making ice cream.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Apr 1, 2011
Currency Exchange Loss:
Apr 15, 2012