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Benard is a dairy farmer from the town of Litein in Rift Valley, Kenya. He has been in the farming business for six years now and employs one farmhand. He sells his milk to the local market. He mainly depends on the income from his farm to cater for the basic needs of his family.

Benard is 33 years old and married with two children, ages 9 and 2.

He has requested for a loan of 20,000 KES through Juhudi Kilimo to purchase a power saw. The extra income he will earn by hiring the power saw to the local market will help in paying school fees for his children. His main challenges in farming have been diseases and lack of enough animal feeds, which affects his production.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 594
    View loans »
    Kenya Loans Fundraising
  • $44,764,625
    Funds lent in using Kiva
  • 84.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Benard to purchase a power saw.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 10, 2011
Mar 23, 2011
Currency Exchange Loss:
Feb 15, 2012